Your Life, Your Mortgage, Your Way!™
5004 Timberlea Blvd,
Unit # 211, Mississauga,
ON. L4W 5C5
Office: 905-212-1099 Info@sunmicrofinicial.ca

Your Life, Your Mortgage, Your Way!™

Certified & Trusted Mortgage Brokers in Mississauga

If you are looking for a professional mortgage broker that you can rely on, you need look no further than Sun Micro Financial. We offer a variety of mortgage for both residential and commercial clients.

Whether you are looking for your very first mortgage, a second mortgage, or a home equity line of credit, our team has the knowledge to help you get the very best rates and terms for your personal situation.

Additionally, we can help you with strategies to pay off debt and repair your credit.

Over the years, we have built a reputation of trust among our clients and in our community. We will work closely with you to understand your financial needs and then propose the strategies that will most benefit you.

Below are brief summaries of all the services that we offer. Have a look and then contact us today to take control of your financial future.

Our Mississauga Mortgage Broker Offerings

SUN-MICRO-Homepage-Design_38

RESIDENTIAL MORTGAGE

SUN-MICRO-Homepage-Design_38

COMMERCIAL MORTGAGES

SUN-MICRO-Homepage-Design_38

LINES OF CREDIT

SUN-MICRO-Homepage-Design_38

2ND AND 3RD MORTGAGE

SUN-MICRO-Homepage-Design_38

REFINANCE

SUN-MICRO-Homepage-Design_38

CONSTRUCTION LOAN

Mortgage Refinancing

Mortgage refinancing is a strategy that homeowners can use to lower their overall interest rate in order to help them pay off their home faster, pay off high-interest debt, access cash from their home equity, or a combination of all three.

With a mortgage refinance, you will have to break your first mortgage and then get a new one. While this will mean a financial penalty, it is often the case that you will save more money than you will spend. By working with a professional mortgage broker, you will be able to determine whether this strategy makes sense for you.

Commercial Mortgages

Are you a business owner looking to purchase a new property? In business, owning has many advantages over renting. Not only are you investing in an asset that is likely to increase in value over time, but you can also use it as an additional source of income if your rent out part of your property to another company.

Commercial mortgages however can be more complicated than residential mortgages and having an experienced broker on your side can make all the difference.

Interest Rates Comparison Table

Screenshot at Mar 03 19-14-17
6 Months 4.40% 4.40%*
1 Year 3.59% 2.69%
2 Year 3.74% 2.69%
3 Year 3.89% 2.99%
4 Year 3.94% 2.89%
5 Year 3.14% 2.69%
7 Year 5.8% 4.04%
10 Year 6.1% 4.14%

Small Business Loans

Whether you are a new start-up or a more established business owner looking to invest more in equipment or inventory, small business loans can make the difference for your company to succeed.

First Time Home Buyers

Buying your first home can be very exciting. But it can also be a bit nerve racking. After all, it is a very large and somewhat complex investment with lots of paperwork and legalities involved.

But the team at Sun Micro Financial is here to help you through it. We’ll compare the offers of different lenders to help you get the best possible deal you can on a mortgage. And we’ll even help you apply for any government programs that you may quality for which are meant to help first time homebuyers.

Contact us today and join the many other first time homebuyers that have benefited from our service.

Home Equity Line Of Credit

A home equity line of credit or HELOC is a revolving line of credit which you can use to access cash from the equity in your home. This mortgage tool allows you to borrow up to 80% of the value of your home’s equity. Borrow as often as you wish as long as you don’t exceed the maximum approved amount and only pay interest on the amount currently borrowed.

Whether you need the money to help finance a home renovation, pay for a car, or pay for a child’s education, a HELOC can help – all at rates much lower than a credit card or other forms of unsecured credit. Contact us today to learn how to apply.

Self-Employed Mortgage

Many Canadians are leaving their 9 to 5 jobs to start a business of their own. And while this has many benefits such as tax write-offs, it can make it difficult to qualify for a mortgage – especially if you have difficulty proving your income.

Approvals are quick and easy and if your business has a good track record, you may qualify for a low interest rate. Call us today to learn more.

Mortgage Renewal

At the end of a mortgage term, you can either pay off the balance amount and close the mortgage or renew the mortgage. If paying off the balance is still sometime away for you, your lender will likely send you a renewal offer for you to sign and return. But before you sign any offer, you should consult with us first.

Chances are, we can help you get a much better rate than you are being offered from your lender. Even if you would like to stay with your current lender, we may be able to negotiate a better deal with them for you.

Remember, the lower the rate you can get on your mortgage, the more quickly you will be able to pay it off. When your mortgage is up for renewal, call us!

Pre Approval

When you are ready to finally become a homeowner, it may be tempting to run out and start attending open houses in your preferred neighbourhoods. But if you are truly serious about becoming a homeowner, you should be talking to us about mortgage pre-approval. Even if your credit isn’t perfect, we can help.

When you are pre-approved for a mortgage, you’ll know exactly the kind of home that you can afford so you won’t waste a lot of time looking at places that are out of your price range. You’ll also have more negotiating power with sellers than those who have not been pre-approved because the seller will know that your offer is a serious one.

Are you ready to finally become a homeowner? Call us today to talk about your mortgage needs and get a pre-approval.

Debt Consolidation

Many Canadians today are drowning in debt. One of the fastest ways to get out of debt and start repairing your credit is to consolidate your higher interest debts into one low interest debt.

At Sun Micro Financial, we offer a wide range of tools that can help you with this including mortgage refinancing, second mortgages and more. The right strategy for you will depend on the particulars of your situation, but our expert mortgage professionals will work with you to determine the best strategy for you.

If you are ready to lower your interest rates and perhaps even lower your total debt payments as well while still getting out of debt faster, then give us a call and learn how we can help.

Credit Repair

Is bad credit holding you back from getting a mortgage, a loan or even a job? Call us today to speak with one of our professionals about repairing your credit.

We can analyze your credit report and spending habits to help you come up with a customized plan to start repairing your credit today.

Why Choose Our Mississauga Mortgage Brokers

Whether you need a mortgage for your first home or some other type of loan, getting help from traditional lending institutions from traditional banks is not always easy.

If you have damaged credit, are self-employed, or are a newcomer to the country, it can be especially difficult.

But at Sun Micro Financial, we have access to dozens of lenders with various specialties. We can look at the bigger picture to help you get the help you need.

Let our professional mortgage brokers in Mississauga do the heavy lifting for you to help you get the best possible rates and terms for your situation.

About Us

Sun Micro Financial Logo

As one of Canada’s most established mortgage brokerage networks, we’re dedicated to providing you with all the information you need to make a well informed decision on your mortgage financing needs.

Our mortgage specialists update their knowledge of the current market trends, rates, and regulations regularly.

Contact us
5004 Timberlea Blvd,
Unit # 211, Mississauga,
ON. L4W 5C5
Office: 905-212-1099
Info@sunmicrofinicial.ca
Monday to Friday
9:30AM to 5:30PM
Your Life, Your Mortgage, Your Way!™
Clients Reviews
© 2017 Sun Micro Financial - The Mortgage Centre | All right reserved. Web Design Mississauga